I think we are at cross purposes with this Maslow's pyramid thing ecu.
The model is a model for the perfect development of an ideal human being with all her organs and faculties working at optimum level........And not for the result of lifelong development of every human whether damaged or under-developed or not. Self-actualisation is a term for the ultimate development possible for a human and not for the end result of a life of striving for personal goals whatever they are.
It's a model, not a description.
An illustrative example might be something like a knitting pattern. The knitted product is not the pattern, and it's likely no end product will match the pattern exactly. A bad person is not self actualised otherwise they wouldn't be bad.